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Planning a Custom Home: What to Know Before You Start


new house built on a lake in new hampshire, moody evening in the fall cobb hilll construction

A Guide to Help Clients Understand the Process of Building a Custom Home, Tailored to the New Hampshire Area


Building a custom home is an exciting and rewarding journey. It allows you to design a space that perfectly reflects your lifestyle, tastes, and needs. However, it’s also a complex process that requires careful planning and decision-making, especially when building in a place like New Hampshire, with its unique climate, terrain, and regulations.


At Cobb Hill Construction, we understand the importance of getting things right from the start. As a design-build firm located in New Hampshire, we’ve worked on countless custom homes and are here to guide you through each step. Here’s what you need to know before you begin building your dream home in the Granite State.


1. Choosing the Right Location

New Hampshire offers a diverse range of landscapes, from the mountains to the seacoast and everywhere in between. Your home's location will play a significant role in the design and construction process. Do you prefer a rural, wooded setting or a more suburban environment? Are you close to utilities and services, or will you need to install a septic system and well?


Key considerations:

  • Zoning laws and land use regulations

  • Access to utilities like water, electricity, and gas

  • Proximity to schools, work, and amenities

  • Terrain and site preparation (especially important in New Hampshire’s hilly regions)


Working with a local design-build firm like Cobb Hill ensures that your home is optimized for the specific conditions of your chosen location.


2. Establishing a Budget

One of the first steps in planning a custom home is establishing a realistic budget. This includes not only the cost of construction but also land acquisition, permits, site preparation, and unforeseen expenses that may arise during the build.


What to include in your budget:

  • Land costs and site preparation (excavation, grading, etc.)

  • Architectural design and engineering fees

  • Construction costs (materials, labor, subcontractors)

  • Permits and inspections

  • Landscaping and exterior features

  • Contingency fund for unexpected expenses


At Cobb Hill Construction, we work closely with our clients to create a transparent budget, ensuring no surprises down the road.


3. Understanding New Hampshire Building Regulations

Each state has its own set of building codes and regulations, and New Hampshire is no different. You’ll need to familiarize yourself with local ordinances, environmental regulations, and specific codes related to energy efficiency and safety. This is where partnering with a local builder is essential, as they will handle these details on your behalf.


Common regulations to consider:

  • Energy codes for heating and insulation (crucial in New Hampshire’s cold winters)

  • Septic and well regulations if building in a rural area

  • Building permits and zoning approvals

  • Environmental impact assessments for sensitive areas (lakes, wetlands, etc.)


Cobb Hill Construction manages all permitting and ensures your custom home complies with local and state regulations, saving you the headache of navigating bureaucracy.


4. Designing for New Hampshire’s Climate

New Hampshire’s climate is another critical factor when planning your custom home. With cold winters, humid summers, and occasional severe weather, your home must be designed to withstand the elements while remaining energy-efficient and comfortable.


Climate-specific considerations:

  • Proper insulation and energy-efficient windows to reduce heating costs

  • Roof design to handle heavy snow loads

  • Durable siding and roofing materials to withstand rain and snow

  • Stormwater management and drainage systems


Cobb Hill’s design-build process ensures that your home is built to not only look beautiful but also endure the changing seasons of New Hampshire.


5. Collaborating with a Trusted Design-Build Firm

One of the most critical decisions you’ll make is choosing the right team to bring your vision to life. A design-build firm like Cobb Hill Construction streamlines the entire process by handling both the design and construction under one roof. This approach minimizes miscommunication, reduces costs, and ensures a smoother, more efficient process from start to finish.

Benefits of working with a design-build firm:

  • Single point of contact for both design and construction

  • Seamless communication between designers, architects, and builders

  • Faster project completion with fewer delays

  • Flexibility to make adjustments along the way

With our years of experience building custom homes in New Hampshire, Cobb Hill is dedicated to turning your ideas into reality while ensuring that every detail is handled with precision and care.

6. Making Key Design Decisions Early

To avoid delays and additional costs, it’s important to make key design decisions early in the process. From floor plans to finishes, your home’s design should be carefully planned with your future needs in mind.


Things to decide early:

  • Home layout and floor plan (number of bedrooms, bathrooms, etc.)

  • Kitchen and bathroom design

  • Exterior style and materials

  • Energy-efficient features (solar panels, high-efficiency HVAC systems)

  • Outdoor spaces like patios, decks, and landscaping

Cobb Hill’s experienced team will guide you through every design decision, ensuring that your home not only looks great but functions perfectly for your family’s needs.

7. Staying Involved Throughout the Process

Building a custom home is a collaborative effort. While your design-build team will handle most of the heavy lifting, staying involved and communicating your preferences is key to ensuring the final result aligns with your vision.

How to stay involved:

  • Regular check-ins with your project manager

  • Site visits to monitor progress

  • Reviewing design and construction updates

  • Providing feedback on materials, finishes, and fixtures

At Cobb Hill Construction, we encourage our clients to stay engaged throughout the process, so your home is built just the way you imagined.


 

Building a custom home in New Hampshire is a rewarding experience, but it requires careful planning, budgeting, and decision-making. By working with an experienced design-build firm like Cobb Hill Construction, you can navigate the complexities of the process with confidence, knowing your home will be built to the highest standards.


If you're ready to start planning your custom home, contact us at Cobb Hill Construction today. Let’s make your dream home a reality.

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